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Protecting your home with a home warranty is one way to help ease the financial burden of unexpected repairs or replacements. A home warranty is a service contract covering the repair or replacement of major home systems and appliances if they break down due to normal wear and tear. Home warranties are not to be confused with homeowner’s insurance, which covers damages due to events such as fires or floods. A home warranty can be a valuable asset, particularly for first-time homebuyers or those on a tight budget. If you wonder how a home warranty can benefit you, here are a few things to consider.

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Discounts on Future Purchases

In some cases, home warranty companies will offer discounts on future purchases if you use their services for a repair or replacement. For example, if you need to replace your HVAC system, the home warranty company may offer a discount on purchasing a new unit. This can be significant savings, particularly if you were not planning on replacing the unit anytime soon. You can check for AHS costs that fit your budget without the discounts and choose a suitable plan. Having a home warranty can save you money in the long run.

Budget Protection

One of the most significant advantages of having a home warranty is that it can help you budget for unexpected repairs or replacements. For example, if your HVAC system breaks down, you may not immediately have the funds to pay for a new one. However, with a home warranty in place, you can call the warranty company, and they will send a contractor to make the necessary repairs or, if needed, replace the unit. In most cases, you will only have to pay a small service fee, and your home will be up and running again in no time.


When something breaks down, the last thing you want to do is spend your time researching contractors and trying to schedule repairs. With a home warranty, all you need to do is call the warranty company, and they will take care of everything for you. The contractor will be scheduled to come out at a convenient time for you and will complete the repairs promptly.

More Savings in the Long Run

You can save money by signing up for a home warranty when you first purchase your home. In many cases, the home warranty price will be much lower than if you were to wait until something breaks down and then buy a policy. By signing up for a home warranty as soon as you purchase your home, you can save yourself a significant amount of money.

A Peace of Mind

The most significant benefit of having a home warranty is peace of mind. Knowing that you have a safety net to cover unexpected repairs or replacements can be a huge load off your mind. With a home warranty, you can rest assured that should something go wrong; you will not have to bear the entire cost of the repairs or replacement. The peace of mind alone is worth the home warranty cost in many cases.

Increased Property Value

Potential buyers will see the home warranty as a bonus if you ever decide to sell your home. It can significantly increase the value of your home. They will know that should something break down. They will not have to pay for the repairs or replacement out of their pocket. This can be a deciding factor for many buyers, particularly first-time homebuyers or those on a tight budget. Having a home warranty in place can give you a significant advantage over other sellers who do not have a warranty.

Early Scheduling of Maintenance

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If you have an emergency, the last thing you want to do is wait for a contractor to come out and fix the problem. However, you can schedule maintenance appointments in advance with a home warranty. This means that you can have your HVAC system serviced before the start of the summer or your plumbing checked before your next family gathering. By scheduling these appointments in advance, you can avoid the inconvenience of having to wait for a contractor to come out when something goes wrong.

As seen above, there are many benefits to having a home warranty. If you are thinking of purchasing a home or have recently purchased one, ask your real estate agent about home warranty options. You may be surprised at how affordable a home warranty can be and how much it can save you in the long run.


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